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Digitize Recurring Payments With eNACH Mandates

Receiving timely payments is fast, easy & reliable with eNACH electronic mandate.

  • Digitize recurring payments

  • Secure & compliant retail debits

  • Automate payment cycles

What is eNACH?

eNACH is a web-based platform by the NPCI that enables high-volume, repetitive, periodic electronic transactions between banks.

SignDesk’s link.it is an NPCI-compliant eNACH platform that enables businesses to automate & streamline customer payment cycles intelligently.

eNACH Variants Catering to Every Business Requirement

Register & authenticate eMandates via net banking or debit card through NPCI

Register eNACH eMandates through an Aadhaar-linked mobile number

Register & upload mandate details via QR code

Manual mandate process takes 20-30 days for registration & implementation. Skip the delay & switch to eNACH automated eMandates today

link.it - Innovative Features For
Hassle-Free Debits

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Automated
Billing Cycles

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NPCI-Compliant
eNACH Mandates

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AFA-Secure
Transactions

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Complete Paper-
free Process

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eNACH Validation in
Real-Time

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Enhanced Operational
Efficiency

Enable Seamless Periodic Debits With eNACH

Registration For eNACH

Place an eNACH request & enter mandate details

The payer is redirected to the bank or ONMAGS portal via a link

Payer enters credentials & the eNACH request is accepted/rejected

The process status is sent to NPCI & then shared with the payer

Fund Transfer Process Flow

Corporate requests a debit sheet

The request is sent on to the destination bank

After the response is received, a fund transfer is initiated

The amount is transferred to a nodal account & credited to the corporate

The amount is transferred to the sponsor bank account

The mandate amount is debited & transferred to NPCI

The eNACH Advantage - Seamless Recurring Payments

Eliminate Friction In Recurring Debit Collections: Enable eNACH Electronic Mandates

With customizations & an intuitive dashboard, managing recurring payments is easier than ever.

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Multiple Process Flows

Customize eNACH mandate process flows to suit your requirements. Co-branding, SDKs, API & web-portal integrations offer a seamless workflow for your customers’ mandates.

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Bulk eMandate Upload

With link.it, businesses can manage high-volume mandate processes with ease. The bulk mandate upload option enables you to initiate numerous eNACH mandates & streamline periodic payments.

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Customer Invite Email/SMS

Your customers can authenticate eMandates from the comfort of their homes. Utilize pre-existing templates to invite customers to register eMandates over SMS or email.

Data Security: We ensure trust & transparency

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gdrp
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eNACH: Easing Payment Accumulation For
Industry Segments

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Finance Industry

Banking institutions & NBFCs can automate loan repayment & EMI collection through eNACH. It enables finance organizations to manage bulk repeating payment processes seamlessly.

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Entertainment Sector

Subscription payments become all the more convenient for OTT platform subscribers with online mandates. They can automate customers’ subscription fee payments using debit cards or net banking services.

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Insurance Services

Insurance companies can ease their customers’ policy premium payment cycles via electronic NACH mandates.

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Ed-Tech Firms

Courses and their fee collection is a hassle that ed-tech firms can eliminate by automating eNACH mandates.

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Medical Industry

Healthcare sector can automate EMI payments for medical insurance & equipments by implementing eNACH mandates.

Client Testimony

By using SignDesk we are able to register P Nach eNach as well, this is helping us remove the manual recollection effort

- Abhishek Kumar, Product Manager, Bharat Khata

Client List

yes-bank
razorpay
daimler
sidbi
deccan-finance
Financepeer
Thar-Commercial-Finance-Pvt-Limited
extramarks
kinara-capital

eNACH - Frequently Asked Questions

NACH debit is an NPCI product designed to give banks a more effective mandate-based debit service.

The sponsor bank, destination bank, merchant, & NPCI are the stakeholders in the eMandate registration process.

NACH debits are flexible, reliable, & safer than traditional cards that can be lost or stolen. Also, NACH debits can be set up to expire whenever needed, which makes them better for recurring payments.

eNACH is governed by the NPCI, whereas eMandates are regulated by individual banking institutions.

API eNACH - Real-time registration Aadhaar-Based eNACH - 2 days Physical Mandate - 10-15 daysCreate Seamless Payment Experiences
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